Real Estate Crowdlending · Mexico 2026
Fund real estate projects and earn returns backed by physical assets.
Lopsf connects investors with Mexican developers. Houses, apartments, industrial warehouses and commercial spaces, all secured by a first-lien mortgage.
14.8%
Average annual return
$1,000 MXN
Minimum investment
212
Projects funded
Projects funded
212
Jurisdiction: Mexico City, United Mexican States
What is it?
Real estate crowdlending, explained in 60 seconds
Real estate crowdlending is a collective investment model where multiple people lend capital to a developer or property owner to finance a real estate project. In return, each investor receives periodic interest and their principal back at the end of the term.
Unlike buying a full property, with crowdlending you can start from $1,000 MXN, diversify across dozens of properties and forget about management, tenants or maintenance.
At Lopsf every loan is secured by a first-lien mortgage on the real estate, following Mexico's Fintech Law and under CNBV oversight.
Backed by real assets
Every loan is secured by a first-lien mortgage on houses, apartments, industrial warehouses or commercial spaces.
Low ticket size
Start diversifying from $1,000 MXN per project. No entry fees.
Clear returns
Fixed annual rates between 10% and 18%, with monthly or maturity payments depending on the project.
Regulated framework
We operate aligned with Mexico's Law to Regulate Financial Technology Institutions (Ley Fintech).
Verticals
Four project types, one platform
Diversify your real estate portfolio across the four largest categories in the Mexican market.
Residential
Homes and housing developments in Monterrey, Guadalajara, Querétaro and Mexico City.
Apartments
Vertical towers and mid-to-high housing in high-demand urban areas.
Industrial warehouses
Industrial parks in the Bajío corridor, nearshoring and logistics in northern Mexico.
Commercial spaces
Plazas, corners and operating businesses with proven rental cash flow.
Process
How Lopsf works
Register and verify your identity
Complete online KYC in under 5 minutes with your INE, CURP and proof of address.
Explore approved projects
Our credit committee filters less than 8% of the requests we receive each month. We only list projects that pass the technical and legal review.
Lend from $1,000 MXN
Choose one or several projects, transfer from your bank via SPEI and sign the loan contract with a first-lien mortgage.
Receive principal and interest
Collect your monthly payments or lump sum at maturity directly into your Mexican bank account.
Benefits
Why Mexican investors choose Lopsf
Mortgage collateral
Every peso lent is covered by a first-lien mortgage. Average LTV: 65%.
Real diversification
Spread your portfolio across dozens of projects, cities and real estate verticals.
Full transparency
Access the appraisal, blueprint, contract and quarterly report of each project from your dashboard.
No hidden fees
Zero fees for depositing, investing or withdrawing your funds. You only pay if you capture upside.
Expert team
Analysts with 15+ years of real estate banking experience at HSBC, BBVA and Banorte.
Peso by peso
All investments are 100% in Mexican pesos. No unnecessary FX exposure.
Join the private 2026 list
Get Lopsf's real estate opportunities first
Subscribe and receive a weekly analysis of the Mexican real estate market, plus priority access to new projects before they go public.
FAQ
What investors want to know before starting
- What is the minimum investment on Lopsf?
- The minimum investment is $1,000 MXN per project. You can join as many projects as you wish to diversify your portfolio.
- How is my money secured?
- Every loan is formalized before a notary public with a first-lien mortgage on the property. In case of default, the guarantee is executed to recover investors' capital.
- How long does a project last?
- Projects have terms ranging from 6 to 36 months. Each opportunity clearly shows its term, rate and payment schedule (monthly or at maturity).
- Do I pay taxes on my returns?
- Yes. Interest earned is taxable income for ISR purposes. Lopsf provides the corresponding tax receipt every year for your annual filing with SAT.
- Is Lopsf regulated?
- Lopsf operates under the framework of the Law to Regulate Financial Technology Institutions (Ley Fintech), published in 2018 and subsequent regulations, with CNBV and CONDUSEF oversight.
Start building your real estate portfolio in 2026
Join the Lopsf private list and be the first to receive new opportunities in the Mexican market.